Corporate lending based on three main aspects: the subject of credit, provision of credit, lending entity. You can maneuver the basics of how you want the organization, technology, credit operations, but still any system of the 3 main elements remain fundamental. They seem to determine the effectiveness of the credit transaction. Corporate lending involves lending indispensable elements. Success in the banking credit agency is only if each of the elements complement each other, strengthens the reliability and efficiency of credit transaction. Corporate lending, the old system, which is based on the principles of centralized management of the economy, favored lending facility.

Say, when there is an object credit, it provides an opportunity for a firm bank loan. Corporate lending acts only as a system by set of three fundamental elements: subject, object and secure the loan. There is also a credit of individuals. Lending individuals – including a trust which is necessary in the credit relationship. Credit as an economic relationship – it is always a risk without trust we can not do. Who is the subject of credit? Depending on the form credit: – public form of credit – a form of commercial credit – the civil form of the loan – the international form of the loan subject of credit with a bank's perspective are the legal or physical entity (lending legal persons and corporate lending) that are legally competent and have the material or other guarantees to make economic as well as credit transactions. Borrower – any subject of property, which inspires confidence in the bank, has some material goods, has the desire to pay interest for the loan and return it to the lender. Subject to credit can be an individual, company, firm and even state.